Charges, Fees & Interest Rates

All details regarding charges, fees and interest rates applicable to users of Airtel Payments Bank account or wallet.

Schedule of Charges for Individual Current Account

Service

Fee/Charges (Rs)

Account subscription fee

INR 499 including GST on yearly subscription

Cash deposit in account through banking Point

For each month: Free upto the maximum limit of INR 1,00,000

Cash Withdrawal from Account through Banking Point

For each month: Upto INR 75,000- Free; Greater than INR 75,000 - 0.75% of transaction amount

Funds Transfer

Within Airtel Payments Bank through Mobile App

Free

From Airtel Payments Bank to another Bank through Mobile App (IMPS)

Free

The account onboarding fee of Rs. 50 is discontinued effective 09th May, 2024. In account subscription fee the monthly option for new customers is discontinued effective from 09th May, 2024. Existing customers can switch from monthly plan to yearly plan by reaching out to customer care.

Description

Limits (INR)

Maximum Current Account Balance

2,00,000 (*terms and conditions apply)

Maximum Cash Withdrawal per transaction

49,999

Maximum Cash Withdrawal per month

5,00,000

Maximum Cash Deposit per month

1,00,000

Maximum Cash Deposit per year

10,00,000

Minimum Amount for Funds Transfer (Mobile App)

10

Maximum debit from Current Account per transaction

2,00,000

Maximum debit for Current Account per day (all modes combined)

5,00,000